Your most frequently asked questions.
No. You are in full control and can choose which pieces, if any, you wish to sell.
At Pejati, appraisals are completely free—no administrative fees, no weighing fees, and no hidden charges. The price we offer is a fair net price based on the live gold rate, updated every minute. Even if you decide not to sell, there are absolutely no costs.
It is possible that the pieces need to be weighed or that the gold content needs to be determined with a spectrometer. Diamonds can then also be tested and measured more accurately. For coins, we have an extensive library with additional information if needed. This way, you can see our correct valuation with your own eyes. It is perfectly possible to send your gold or jewelry to us with a pick-up service. The valuation will be fully filmed, and within one business day you will have an estimate and payment.
No VAT or capital gains tax is due on the sale of jewelry and utility items. You can and may sell them freely and without worry.
Jewelry you inherit is part of the estate and may be subject to inheritance taxes. At Pejati, we provide a professional appraisal service, complete with a detailed report and photographic documentation, ensuring full clarity and accurate valuation.
At Pejati, you always receive the correct gold rate. Our prices are continuously updated in real time, based on the live gold market. The final value of your item takes into account its weight, purity, and current gold price, as well as the type of jewelry, historical or collectible significance, brand value, and any diamonds or gemstones. This ensures a precise and fair valuation every time.
You will receive a clear and professional invoice, with a detailed description of every item bought or sold, ensuring full transparency and peace of mind.
There are multiple ways to invest in gold. Physical gold – gold coins or small gold bars – is the most accessible. Classic gold coins are available in various sizes (from 1/10 to full coins). Gold bars are available from various brands and in different sizes, ranging from 1 gram to 1 kilogram. If this is your first time investing in precious metals, feel free to stop by to view the coins and bars so you can better assess what you wish to purchase. We are happy to explain, free of charge and without obligation, the advantages of the gold coins or gold bars that best suit you.
You can start investing in gold with any budget, as we offer options for every level. If you plan to invest a larger amount, please make sure your bank account limit is sufficient before your visit to ensure a smooth and seamless transaction.
You can place your order on site or by phone.
Unfortunately, we do not offer shipping. You are welcome to pick up your purchase at our office by appointment.
The price of all gold investment coins closely tracks the current market price of gold. This means there is virtually no difference between them—weight and gold content are what matter. Of course, there are aesthetic differences, but these come down to personal taste. The most popular gold coins are the Napoleon, the Sovereign, and the Krugerrand.
We offer shipping by mail. If you wish, your package can be collected by a fully insured courier.
Please send your old gold or jewelry along with a copy of your ID card (you must be at least 18 years old) and include the following details on the same paper:
- Bank account number
- Phone number
- Full name and address
- Email address
- A photo or description of the items being sent
- (in case of business sales) your VAT number
Once we receive your package, we will assess its value and inform you by email within one business day. The entire process is fully recorded for your security.
After you confirm the assessment by email, we will transfer the amount to your account immediately.
If you do not agree with the valuation, you can either have the items returned for a €50 shipping fee, or pick them up from our office free of charge.
Peter-Jan – Goldsmith, Jeweler, Diamond Expert
Co-founder of Pejati and the trusted face of our service. With years of hands-on experience and technical expertise, Peter-Jan guarantees accurate valuations, honest advice, and fast payouts—making every transaction smooth and reliable.
Vincent – Goldsmith, Jeweler, Gemologist
Vincent personally guides every client, ensuring a seamless and transparent experience. His keen eye for detail and dedication to customer satisfaction make him an invaluable part of our team.
Jess – Metal Processing & Recycling Specialist
Jess brings his expertise in gold, silver, and watches to Pejati, while also managing his own metalwork business, JMT Metaalrecycling. His deep knowledge of the market and commitment to quality and sustainability ensure that every material is handled responsibly and efficiently.
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- You pay 10% tax regarding the realized net capital gains on sale.
- There is an exemption from €10,000 profit per calendar year per taxpayer. Only if your total gain on financial assets in a single year exceeds this amount will you pay 10% on the portion above that amount.
- If you do not sell gold in a calendar year or if the total profit remains below €10,000, the remaining part of your exemption expires on December 31 of that year. You always start with a clean slate on January 1st of the new year and a fixed exemption of exactly €10,000 for that new year. So it's not possible to suddenly cash in €40,000 in tax-free profit in the fourth year, for example, after three years without sales.
- Only the added value that has been built up from January 1, 2026 is taxed. The reference value for the calculation is the determined value on December 31, 2025. Profits made before that date remain fully tax-free.
- For physical gold, you must consider the taxable capital gain to indicate yourself through the annual personal income tax.
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During a tax audit, you must be able to prove when you acquired the gold and at what value. The tax authorities place the entire burden of proof on you. If you fail to do so, you risk the tax authorities full retail price considers it pure profit and imposes a 10% tax on it.How you prove this depends on when you acquired the gold:
1. Gold purchased from January 1, 2026
For new purchases, it's very simple: the original purchase invoice or receipt from your gold dealer serves as legal proof of purchase. Therefore, keep these documents carefully. They will state the exact purchase price needed to calculate the net capital gain upon subsequent sale.2. Gold owned before January 1, 2026
Since historical profits prior to 2026 are exempt, you must prove that you were already in possession of the gold by December 31, 2025. If successful, the official gold price on December 31, 2025, will serve as your tax “purchase price.”.The FOD Finance accepts various alternative means of proof for this:- Proof of purchase: Old invoices or bank statements from the original purchase (even if it was years ago).
- Timestamped photos: Photos of your gold bars with serial numbers or coins next to a newspaper from before the end of December 2025.
- Official certificates: An inventory or safe deposit box certificate from a bank or external gold storage, dated around the turn of the year.
- Bailiff: An official report of findings drawn up before 2026.
- Inheritance or gift: A registered deed of gift or an old inheritance tax return.
What if you really have no proof?
If you sell old gold—for example, gold you bought with cash or received as a gift—without any documentation, and you cannot prove that you owned it before 2026, you will not be able to use the reference value as of December 31, 2025. In that case, the tax authorities will apply the tax fiction that the purchase price was €0. You will then pay 10% tax on the Total sales amount to the extent that you exceed the annual exemption of €10,000.
- There is no capital gains tax on everyday items and jewelry.
- No capital gains tax applies to silver and platinum if VAT was already charged at the time of purchase.
- Reliable benchmarkThis list is the official basis for the valuation as of December 31, 2025.
- Optimal legal certaintyThanks to direct alignment with policymakers, you know exactly where you stand when determining the fiscal value of your gold portfolio.
- Carefree filling outYou can therefore use this data with confidence as a secure basis for your future tax returns.
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- Spot price per kilogram € 117.910,00
- Spot price per troy ounce (1 Oz): € 3.667,49
| Weight | Price |
|---|---|
| 1 kilogram | € 117.910,00 |
| 500 grams | € 58.955,00 |
| 250 grams | € 29.477,50 |
| 100 grams | € 11.791,00 |
| 50 grams | € 5.895,50 |
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- 1 oz gold € 3.667,49
| Mount type | Price |
|---|---|
| 20 Fr. Napoleon / Leopold / Vreneli / Marianne | € 684,72 |
| 20 Lira | € 684,72 |
| 20 Marks | € 844,99 |
| 10 Swiss Francs Divers | € 342,36 |
| 100 ECU Belgium | € 3.667,49 |
| 50 Belgian Francs | € 1.833,75 |
| 10 Dutch Guilders | € 712,96 |
| Sovereign / Queen Elizabeth | € 863,33 |
| 50 Mexican Pesos | € 4.421,89 |
Yes. Pejati specializes in analyzing dental gold.
We measure every piece of dental gold with our professional spectrometer, allowing us to determine exactly which metals are present. We also buy from dentists and crematoriums. We first melt large quantities into an ingot. After measurement, we pay not only for the gold but also for the platinum and palladium.
This way you get the highest and fairest price for your dental gold.
Absolutely. We buy all brands of watches, from affordable models to the most exclusive luxury timepieces.
Whether new, pre-owned, or damaged, working or not, you can sell them all to us.
Our expertise ensures an accurate valuation and a competitive price.
You can come to JMT Metaalrecycling with these metals
Bv Pejati no longer buys these. But! Also located at the same address is JMT Metal Recycling, which is run by Peter-Jan's daughter and son-in-law. JMT Metal Recycling Buys and processes silverware, silver-plated material, tin, bronze, and copperware. Call Jess at: 0472 66 48 18 for more information or an appointment.
Do you live in Antwerp and are you looking for the highest gold price? We are only a 45-minute drive away via the E314 (free parking). The trip will quickly pay for itself with our significantly higher payouts. (See customer reviews of people who received much less elsewhere) There are even several gold buyers from Antwerp and the surrounding area who come to sell their purchased gold to us.
No, our gold refinery does not have any other branches besides the one in Scherpenheuvel. Do you live far away and are you looking for the highest gold price? Many of our loyal customers travel a long distance to get to us. Why? Because the price difference with urban gold buyers can be hundreds to thousands of euros for larger amounts (such as jewelry or investment gold from inheritances or with dental gold). We are easily accessible right at exit 23 of the E314 (free parking). Forget the stress of driving and parking in the hustle and bustle of a city. At Pejati, you can park for free and discreetly right in front of the door in a camera-monitored parking lot. The trip will quickly pay for itself through our significantly higher payouts. (See the reviews from customers who received much less elsewhere). There are even several gold buyers from Belgium, the Netherlands, and France who come to sell their purchased gold to us.
Combine your discreet appointment at Pejati with a pleasant excursion to the beautiful Basilica of Scherpenheuvel surrounded by its many brasseries, or the Abbey of Averbode and the well-known "lekdreef" in the beautiful Merode forests.
No. When selling physical gold, a recognized gold buyer does not automatically withhold taxes. You will receive the full amount net in your account. As the seller, you are responsible for spontaneously declaring any taxable capital gains (above the exemption) in your annual Belgian tax return. Therefore, always keep your purchase and sale invoices carefully.
For investment gold (such as gold bars with a purity of at least 99.5% and certified gold coins with a purity of 90% or higher), you pay 0% VAT in Belgium. This is legally exempt under European directives.
Please note: Other physical precious metals, such as silver and platinum, are fully subject to the standard VAT rate of 21% in Belgium.
Yes, you can sell your old jewelry or coins to us without an original purchase receipt. We will appraise the items live and for free in your presence based on the carat and current weight.